USAA provides affordable premiums and outstanding customer service across the nation, as well as military-specific perks such as fuel delivery discounts and vehicle storage discounts.
Other providers, like GEICO and State Farm, also provide competitive rates with excellent service and military-specific perks – here are the best car insurance offers available from these top providers for veterans.
Car Insurance
Car insurance is one of the most frequently purchased policies, and USAA stands out for offering competitive rates and stellar customer service. Unfortunately, though, USAA only sells to active military personnel and their families; other companies such as Geico and Farmers offer excellent coverage at better rates with higher customer satisfaction ratings than USAA.
USAA provides its members with numerous auto insurance discounts, such as 15% off comprehensive coverage when garaged on base or during deployments and up to 60% savings with its SafePilot telematics program if eligible; additionally it provides multivehicle discounts and may even give lower rates to members taking driver training courses or owning newer cars.
USAA also provides an innovative storage protection plan, covering the costs associated with repairs or replacement if your car is stolen or damaged while stored for more than 30 days. While this feature might not be necessary for many drivers, having peace of mind when away on duty can be invaluable.
Home Insurance
Homeowners insurance provides the means to safeguard this investment by covering repair or rebuild costs as well as personal property within it, liability claims from visitors and any additional living expenses or pet damage coverage needed. USAA offers standard coverages such as dwelling, other structures, additional living expenses and liability as well as optional ones like home sharing coverage and pet damage protection.
J.D. Power home and auto insurance studies awarded them top ratings, earning a solid reputation for customer service. Available nationwide (50 states plus Washington D.C. and various U.S. territories), their car insurance services can be used by members in all but Florida (eligibility may differ per state).
NerdWallet not only considers industry expert reviews when rating companies, but we also take into account user-generated feedback from real people. Reddit and Quora provide ample opportunity for candid discussions and personal anecdotes about experiences with particular firms like USAA; its active social media presence is another indicator that they are accessible and focused on customer satisfaction; when selecting home or car insurance quotes it is wise to compare quotes from multiple providers so as to find the most cost-effective policy possible for you.
Life Insurance
USAA stands out as more than an insurance provider; they also provide banking products and retirement planning services. Their insurance offerings cover car, home and renter coverage with discounts available when insuring multiple cars through them; furthermore their Telematics program lets drivers save by tracking their driving behavior to uncover savings opportunities.
USAA stands out among insurers by its low rates and strong customer satisfaction rankings in J.D. Power’s 2023 car and home insurance studies. Their service and claims departments were given particularly positive marks; USAA makes an ideal choice for active duty military members, veterans and their families.
USAA Auto Insurance allows customers to save up to 15% by keeping their car stored on base or 60% while deployed, plus unique policies like accident forgiveness and rental car coverage at reduced costs. Furthermore, rideshare drivers may qualify for extra coverage from this provider.
Though USAA offers some advantages over other insurers, its rates don’t always top those offered by competitors GEICO, State Farm and Erie have lower premiums in some states than USAA does. If you want an alternative approach NerdWallet has created an amazing tool that helps veterans locate affordable car insurance providers based on affordability, specialty coverage options and customer service – this tool also compares top providers in your region to help find you the ideal policy at a great rate!
Health Insurance
USAA is the go-to insurer among service members, and their auto insurance rates can often be 30% less expensive than national averages. Their lower rates stem from being the largest insurer exclusively serving military members – this allows them to pass along savings. An affordable minimum coverage policy typically costs $67 monthly from USAA but premiums can even lower with discounts available exclusively through them.
USAA offers emergency deployment discounts that can save service members up to 60% while they’re deployed and storage discounts that could save them 15% when parking their cars on base. Its competitive prices and additional benefits make USAA an excellent option for military families when searching for auto insurance policies.
USAA stands out as a provider that stands out with unique offerings to military families, such as its military discounts. USAA is open about these discounts as well as offers other ways for its customers to save, such as bundling services or taking driver training course discounts.
USAA also excels when it comes to customer service, earning top scores in both home and auto insurer customer satisfaction surveys by J.D. Power U.S. Insurance Customer Satisfaction Study 2023. Plus, their mobile app makes managing policies simple!
