USAA offers military members competitive rates and discounts, and receives high marks in customer service surveys.
At United Insurance Group, they specialize in auto, home, life and property coverage. With its SafePilot telematics program drivers can save up to 30 percent by monitoring driving habits such as phone use while driving and harsh braking.
Military Discount
USAA provides military members with an impressive selection of auto insurance discounts. These discounts include low mileage discounts, vehicle storage discounts and loyalty rewards such as paying the full premium upfront or being an early payer. USAA also provides discounts for newer vehicles, safety devices and anti-theft systems – in addition to its SafePilot program that uses smartphone applications to monitor driving habits and help reduce rates.
If you want to save on USAA auto insurance, one simple way is to increase your deductible. While a higher deductible means paying more when filing claims, it will help bring down monthly premiums and ensure you can comfortably cover it should it become necessary. Just make sure you can afford it before increasing it!
USAA also offers several additional auto insurance discounts, such as a good student discount, multi-vehicle discount and vehicle storage discount. Roadside assistance services offered by this provider include fuel delivery, flat tire repair and towing as needed by customers in need. Finally, rideshare coverage helps drivers protect their cars when working for services like Uber or Lyft.
While USAA doesn’t offer as many discounts as some of its rivals, they do provide unique offerings for military families. One such benefit is an up to 60% discount for car storage during deployment, as well as discounts when bundling home and renters insurance with car insurance policies.
SafePilot Discount
USAA’s SafePilot discount is a telematics-based program that rewards safe driving habits. Utilizing smartphone apps to track patterns like braking intensity and driving time behind the wheel, USAA uses this data to generate driving scores which could save up to 30 percent off future policy renewal costs, according to Bankrate’s review of USAA SafePilot. Availability varies by state and region.
As part of your enrollment in SafePilot’s trial period, a 10% discount is granted as an initial incentive. At the conclusion of your initial trial period, your driving score will be reset and new discounts can be earned; each member of a household could save up to 30% if everyone uses the app – however your discount could decrease if any household member declines participation in it.
USAA stands out from usage-based programs by deducting points for any kind of phone use during driving – even hands-free mode! As a result, this company may not be appropriate for drivers who like using their phones while on the road or are concerned about having their telematics data stolen. If this bothers you, consider purchasing pay-as-you-go car insurance that charges per mile instead.
Multiple Cars Discount
USAA offers numerous discounts that can help you save on car insurance, including safe driver discounts, good student discounts, defensive driving/driver training course discounts and vehicle storage discounts. Bundling policies or adding anti-theft devices could also lead to savings.
USAA’s SafePilot usage-based insurance (UBI) program can save you up to 30%. Utilizing a mobile app, this UBI service tracks driving habits and rewards drivers who display safe behavior with rewards for safe driving habits such as when they drive safely, use their phones while driving or brake as often. As you drive safely more rewards come your way; but unlike some UBI plans which increase rates if driving poorly is demonstrated. USAA guarantees its UBI rates won’t increase accordingly.
USAA provides additional car insurance discounts, such as a good student discount for high school and college students with at least a 3.0 GPA, new-vehicle discounts, multivehicle discounts and vehicle storage discounts.
USAA auto insurance rates can be among the cheapest available in many states, yet to ensure you find the best possible price, it is wise to compare quotes from multiple providers before making your choice. Insurify’s free quotes tool makes this easier – all it requires is entering your zip code for use and it will display USAA rates alongside quotes from top car insurers like Geico or Progressive.
Vehicle Storage Discount
USAA provides several discounts for vehicle owners, such as its SafePilot discount and multivehicle discounts. Furthermore, discounts are given when insuring newer vehicles or anti-theft devices; plus it provides savings when storing cars overseas during deployments or military stationing periods.
USAA customers can save up to 30 percent on car insurance through the SafePilot smartphone-based telematics program that tracks driving habits. According to USAA, this app provides real-time feedback and rewards drivers for good behavior behind the wheel; additionally it warns about potentially risky behavior such as sudden braking and speeding.
Other auto insurance discounts offered by this company are an annual mileage discount and family discount for former dependents with clean records. Furthermore, it offers loyalty discounts to long-term customers as well as military installations discounts on vehicle garaged there.
USAA usually offers some of the lowest rates among other insurance providers for various policies. Before committing to one insurer or another, however, it’s always prudent to do your own comparison shopping and use an online comparison tool like USAA’s own comparison tool to quickly and easily compare USAA rates against competitors’ options – this tool even makes getting free online quotes easy; USAA makes getting one ready in just five minutes! The trademarks, logos and names mentioned herein belong solely to their respective owners.
