Businesses rely on insurance coverage to recover from unexpected events, and filing a claim with your insurer is the process by which they provide compensation. Claims processes differ depending on the policy type and event at hand; however, here are a few guidelines you can follow to make the process as smooth as possible. Take …

Purchase of business insurance can be complex. Many factors impact pricing, such as past claims history, industry risks and business operations. Understanding these matters is crucial in order to identify what coverage your organization truly requires. Compare policies by reviewing their coverage forms. Check to see which insurers utilize Insurance Services Office (ISO) templates versus …

Freelancing brings many rewards, but also poses unique risks. Without an employer to rely on for financial security, freelancers must carefully consider and mitigate potential dangers to ensure financial security. One way of doing this is through purchasing business insurance. Read on to gain more insight into the best coverage options for freelancers such as …

Business insurance quotes online provide an overview of costs and coverage options available to them. Common coverage types for companies include general liability, workers’ compensation and commercial auto policies – with some states mandating businesses carry professional liability as well. Insurance agents can assist in the process of identifying what policies are needed and providing …

Professional liability, or errors and omissions insurance or malpractice coverage, provides protection to small businesses against failure to fulfill contractual promises. It’s an essential feature of most service-based industries. Small businesses should purchase general liability and business owners policies (BOP) together in order to achieve comprehensive small business coverage. Insurance costs vary depending on industry …

General Liability Insurance, also known as Commercial General Liability (CGL), protects businesses from third-party risks such as bodily injuries or property damages caused by unexpected events like landscaping stones striking outdoor sculptures accidentally. CGL policies offer protection for common third-party risks that arise for them from operating their business, like slip and falls or landscaping …

  It is more important for the business owner to search for business insurance that is near him and is of reasonable price in order to protect his business and simultaneously cut costs. Depending on the kind of industry that one operates in, obtaining a business insurance policy is required as a standard or it …